Your Financial Goals. Our Expertise.
Finance Point is a trusted financial services provider offering loan solutions, financial guidance and credit-related services for individuals, families, professionals and businesses.
Since 1998
25+ Years of Financial Experience
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Experience That Helps You Move Forward
* Loan availability, eligibility, interest rates and approval are subject to the policies and assessment of the respective lender.
Financial Solutions Built Around Your Needs
Finance Point, established in 1998, is a financial services provider based in Kharar, Punjab, offering diverse loan solutions and financial assistance to individuals, professionals, families and businesses.
With more than 25 years of experience in the financial services industry, our focus is to make the financing journey easier to understand and navigate. From personal and home loans to business, vehicle, property and education financing, we help customers explore suitable financial options based on their requirements and eligibility.
We also provide credit restoration guidance and financial education to help customers make more informed financial decisions.
Loan Solutions for Every Financial Need
Explore flexible financing options designed for personal, professional, business and asset-related requirements.
Business Loans
Financial assistance for business expansion, working capital, new ventures, equipment and other business requirements.
Personal Loans
Financing solutions for eligible individuals to manage planned expenses, personal requirements and important financial needs.
Home Loans
Financing assistance for purchasing or planning your residential property, subject to lender eligibility and terms.
Car Loans
Financing options for new and used vehicles to help make your vehicle purchase easier to plan.
Commercial Vehicle Loans
Financing solutions for eligible businesses and individuals looking to purchase commercial vehicles.
Loan Against Property
Explore financing options against eligible property for personal, business or other financial requirements.
Loan Against Gold
Access potential financing against eligible gold assets, subject to lender assessment, valuation and terms.
Corporate Loans
Financial solutions for eligible companies and corporate requirements, depending on business profile and lender criteria.
Education Loans
Financing assistance for eligible education-related expenses and higher studies, subject to lender policies.
Why Choose Finance Point?
Financial decisions become easier when you have experienced guidance by your side.
25+ Years of Experience
Established in 1998, Finance Point brings decades of experience in financial services and loan consultancy.
Multiple Loan Solutions
Explore different financing categories under one roof, from personal and home loans to business and vehicle financing.
Personalized Assistance
We understand that every customer's financial requirement is different and provide guidance accordingly.
Simplified Loan Guidance
We help you understand loan options, documentation requirements and the overall financing process.
Wide Service Network
Serving customers across Kharar, Mohali, Chandigarh, Panchkula and other locations across India.
Financial Education
We believe customers should understand their financial options before making important financial decisions.
Loan EMI Calculator
Plan your loan payments easily. Calculate your monthly EMI up to â‚ą10 Crore.
Your Loan Journey, Made Simple
Follow 4 straightforward steps to apply and get financial guidance.
Tell Us Requirement
Share your financial requirement and preference with our team.
Understand Options
Our team helps you explore suitable financing options based on your profile.
Documentation
Complete the required documentation and application guided by lenders.
Lender Assessment
The lender evaluates your application according to its eligibility criteria.
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Understand & Improve Your Credit Profile
A strong credit score is vital when applying for financial solutions. At Finance Point, we offer advisory guidance to help you understand credit reports, rectify errors, and adopt habits that help build a healthier credit score over time.
Credit Report Analysis
Identify discrepancies, late reporting, or errors in your credit history.
Score Improvement Tips
Practical steps to optimize credit utilization and repayment records.
* Note: Credit score improvement depends on individual financial discipline, lender updating schedules, and personal credit history.
Need Help Understanding Your CIBIL Score?
Get expert guidance on how credit scores are calculated and what steps you can take to strengthen your loan eligibility.
Request Credit ConsultationApply / Request Loan Consultation
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What Our Clients Say
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Frequently Asked Questions
Find quick answers to common questions regarding loans and services.