Services
Your Requirement Deserves the Right Approach.
A loan should fit your purpose, repayment capacity and future plans. At Finance Point, we look beyond the requested amount to understand what you want to achieve.
Comprehensive Loan Services & Financial Solutions
Tailored Guidance for Individuals, Businesses & Corporates Since 1998
Explore our deep portfolio of structured financing options. Partnering with top nationalized banks, private institutions, and NBFCs to bring you transparent, customized loan options across Kharar, Mohali, Chandigarh, and Pan-India.
Deep Dive Into Our Specialized Loan Portfolios
Review our detailed service divisions, structured specifically to address commercial expansion, real estate acquisition, retail needs, and asset liquidity.
Enterprise Growth
Business Loans & Working Capital
Comprehensive funding solutions for SMEs, manufacturers, traders, and service providers looking to expand or manage daily cash flows.
- Unsecured & Secured Business Loans
- Working Capital Demand Loans & Term Loans
- Overdraft (OD) & Cash Credit (CC) Facilities
- Machinery, Plant & Equipment Upgrade Financing
- Balance Transfers & Existing Loan Top-Ups
Real Estate & Property
Home Loans & Loan Against Property
Expert guidance for purchasing residential property, building on your independent plot, or unlocking high-value liquidity against owned real estate.
- Home Purchase Loans (Flats, Independent Houses)
- Home Construction & Plot Purchase Finance
- Home Renovation, Extension & Improvement Loans
- Loan Against Property (Residential & Commercial)
- Non-standard property review & Lal Dora guidance
Pan-India Scale
Corporate Loans & Project Finance
Structured financial facilities designed for large-scale enterprise expansion, industrial CapEx, builder backing, and complex multi-tranche projects.
- Corporate Term Loans & Multi-Year CapEx
- Project Finance & Greenfield/Brownfield Expansion
- Builder, Developer & Contractor Funding
- Letters of Credit (LC) & Bank Guarantees (BG)
- Selected Short-Term & Private Business Funding
Automotive & Transport
Car & Commercial Vehicle Loans
Flexible automotive financing options covering personal car purchases, pre-owned cars, commercial fleets, and income-generating transport vehicles.
- New Car Loans & Pre-Owned Used Car Finance
- Car Refinancing & Top-Up Arrangements
- Commercial Trucks, Goods Carriers & LCVs
- Taxi, Cab Fleet & Passenger Bus Financing
- Earthmovers & Heavy Machinery Equipment Loans
Individual Needs
Personal & Education Loans
Unsecured personal support for life events and comprehensive study loan guidance for premier academic programs in India and abroad.
- Wedding, Medical & Family Expense Loans
- High-Cost Debt Consolidation Facilities
- Higher Education Loans for Studies in India
- Overseas Education & Visa Financial Support
- Tuition fee, hostel, and study equipment coverage
Immediate & Advisory
Loan Against Gold & CIBIL Guidance
Instant liquidity secured against eligible gold ornaments under safe banking vaults, alongside dedicated credit report diagnostic guidance.
- High LTV Gold Jewellery Loans & Valuations
- Flexible bullet repayment or monthly EMI options
- Safe bank vault storage & quick release processes
- CIBIL & Credit Report Discrepancy Diagnostics
- Actionable steps toward healthier borrowing profiles
Why Partner With Finance Point?
Established in 1998, we do not treat loans as mere transactions; we treat them as long-term financial milestones. Our experts examine your net cash flow, repayment capacity, and business roadmap before recommending a lender. We charge zero advance consultancy fees, ensuring complete transparency from your first inquiry to final bank disbursement.