Finance Point is a trusted loan consultancy and Direct Selling Agent (DSA) serving clients since 1998. We offer expert guidance, document assessment, and application coordination for Car Loans, Gold Loans, Business Loans, Corporate Loans, Home Loans & LAP, Commercial Vehicle Loans, and Credit Restoration guidance.

No. Finance Point strictly operates under a transparent fee structure and does not charge any advance consultancy fee. Any applicable bank processing fees or consultancy charges are clearly explained upfront before your application is processed.

We serve retail clients locally across Kharar, Mohali, Chandigarh, Zirakpur, and Panchkula. For corporate finance, project funding, and large-scale commercial business requirements, our services extend Pan-India.

No DSA or consultancy can guarantee approval. Final loan sanctions, interest rates, tenure, and disbursal amounts are strictly subject to the credit policy, due diligence, and valuation assessment of the lending bank or NBFC.

Yes. Lenders evaluate pre-owned vehicles based on model year, vehicle condition, market valuation, and verified ownership records. Most lenders approve models that do not exceed 8–10 years of total age at loan maturity.

Valuers assess the net weight and purity (karatage) of pure gold content, completely excluding precious stones, enamel, or alloy weight. Sanctions rely on regulatory Loan-to-Value (LTV) limits rather than original retail purchase invoices.

Yes. Selected corporate funding requirements—including CapEx, machinery acquisition, working capital lines (CC/OD), and project finance—are available to eligible businesses across India.

Certain cash-flow-backed or CGTMSE/unsecured corporate structures exist for high-performing enterprises. However, collateral requirements depend heavily on loan size, credit risk assessment, and individual lender policy.