Comprehensive Loan Solutions & Financial Guidance
Serving Kharar, Mohali, Chandigarh & Pan-India Clients Since 1998
Navigating loan approval choices across nationalized, private, and NBFC lenders requires clear insight and experienced guidance. Finance Point brings over 25+ years of practical expertise assisting individuals, businesses, and corporates with tailored funding solutions.
Loan Solutions for Every Financial Need
We evaluate your specific profile to connect you with optimal rates, tenures, and maximum funding eligibility across major banks and financial institutions.
Car Loans & Vehicle Finance
Financing solutions for new cars, pre-owned vehicles, refinancing, and top-ups across Kharar, Mohali, and Chandigarh.
- New car loans up to 90% ex-showroom funding
- Used car loans (models up to 8–10 years old)
- Refinancing & top-up on existing active car loans
- Flexible repayment tenures up to 5 years
Loan Against Gold
Unlock immediate liquidity for personal, business, or agricultural needs by pledging eligible gold ornaments.
- Funding up to ₹10,00,000 & high LTV limits
- Option for interest-only service with bullet repayment
- Transparent valuation based on net gold weight & purity
- Safely secured with partner bank vault facilities
Corporate Loans & Business Funding
Structured financial solutions for larger business requirements, CapEx, project finance, and expansion across India.
- Corporate Term Loans & Working Capital (CC/OD)
- Project finance & machinery / equipment funding
- Builder & infrastructure contractor funding
- Selected short-term & private business funding
Business Loans
Capital fulfillment for sole proprietorships, partnership firms, and private limited companies without door-to-door stress.
- Unsecured & collateral-backed business installments
- Repay with easy Equated Monthly Installments (EMI)
- Speedy processing & maximum loan tenures up to 60 months
- Simplified one-time documentation submission
Home Loans & Loan Against Property
Purchase residential property or unlock high-value liquidity against owned residential/commercial property.
- Unbeatable deals comparing nationalized & private banks
- Repayment tenures up to 20–30 years
- Doorstep collection of loan paperwork
- Home construction, purchase, and loan transfer
Commercial Vehicle & Equipment Loans
Financing solutions for logistics fleets, trucks, commercial passenger vehicles, and earthmoving machinery.
- New & used commercial vehicle funding
- Earthmovers & heavy construction machinery finance
- Fleet expansion funding for logistics businesses
- Tailored structure matching business cash flows
4-Step Straightforward Loan Process
How we coordinate your loan requirement from application to sanction:
Share Requirement
Tell us your loan type, required amount, and preferred repayment tenure.
Understand Options
Our experts evaluate lender options (banks/NBFCs) to find the best match.
Documentation
Complete organized document collection with our doorstep or guided assistance.
Sanction & Release
Coordinate lender checks and finalize loan sanction and account disbursement.
Frequently Asked Questions
Need Guidance on Your Loan Requirement?
Visit our Kharar office or speak directly with our consultancy team to compare lender options today.
Email: info@financepointchd.com
Visit Us: SCO 82-C, City Heart Complex, Janta Nagar, Kharar, SAS Nagar (Mohali), Punjab 140301