FINANCE POINT | SINCE 1998

Commercial Vehicle Loans in Kharar, Mohali & Chandigarh

Finance for Vehicles That Drive Your Business

Whether you are purchasing a taxi, adding a delivery vehicle or expanding your transport fleet, Finance Point — The Finance Specialists helps you explore suitable commercial vehicle finance.

Serving clients since 1998, we assist individuals, transport operators and businesses with loan guidance, documentation and application coordination through banks and NBFCs.

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VEHICLE CATEGORIES

Commercial Vehicle Finance Options

We assist with enquiries tailored to your operational needs across multiple vehicle types:

Taxi and Cab Loans

Financing options available for commercial passenger vehicles, cab aggregators, and independent tour operators.

Truck Loans

Funding support for goods carriers, medium and heavy commercial vehicles (HCVs) to scale your logistics operations.

Light Commercial Vehicle (LCV) Loans

Tailored loan options for pickups, mini-trucks, and last-mile delivery vehicles for daily commercial supply chains.

Bus Loans

Flexible financing facilities for passenger transport vehicles, staff buses, school buses, and private fleet operators.

Used Commercial Vehicle Loans

Pre-owned vehicle financing solutions subject to vehicle age, structural condition, and official valuation checks.

Fleet Finance

Structured multiple-vehicle funding requirements for eligible logistics, transport, and commercial businesses.

Refinancing & Top-Up Facilities

Refinancing and top-up options on existing commercial vehicles may also be explored where supported by lender policies.

ASSESSMENT

Eligibility and Loan Terms

Lenders generally evaluate multiple operational and financial factors during application assessment, including:

Income or business cash flow stability
Prior experience in the transport industry
Credit history and repayment track record
Existing loan commitments and liabilities
Vehicle type, age, and technical evaluation

*The approved loan amount, required down payment, interest rate, and tenure depend on your profile, vehicle valuation, and lender policy.

CHECKLIST

Documents Required

Common requirements for commercial vehicle loan applications include:

PAN card and applicable identity/address proof
Recent bank statements
Income tax records or business financials
Official vehicle quotation (for new purchases)
RC, insurance, and permit documents (for used or refinancing)
Details of existing active loans

OUR ADVANTAGE

Why Choose Finance Point?

Experience Since 1998

Decades of practical loan consultancy experience providing dependable financial advice.

Personalised Attention

Dedicated consultation tailored to individual operators as well as commercial fleet managers.

Clear Explanations

Complete transparency regarding terms, process, and required documentation before applying.

Local Office in Kharar

Conveniently located to serve customers across Mohali, Chandigarh, Zirakpur, Panchkula, and nearby areas.

GOT QUESTIONS?

Frequently Asked Questions

Some lenders may consider first-time buyers, depending on their overall profile, background, and specific product criteria.

Eligible used commercial vehicles may qualify for funding, subject to age limits, vehicle condition, official valuation, and clear ownership checks.

Your required contribution depends on the total vehicle cost, the borrower profile, and the maximum loan-to-value (LTV) ratio approved by the lender.

TAKE THE NEXT STEP

Discuss Your Commercial Vehicle Loan

Speak with our loan consultants today to explore competitive commercial vehicle funding in Kharar, Mohali, and Chandigarh.

Call: +91 99141-28390 +91 99148-28390

Visit: SCO 82-C, City Heart Complex, Kharar, SAS Nagar, Mohali, Punjab

Enquire About Vehicle Finance Request a Callback

Disclaimer: Finance Point operates as a loan consultancy and DSA. Approval and loan terms are subject to lender assessment. No advance consultancy fee is charged by Finance Point; applicable consultancy fees and lender charges will be explained before proceeding.