corporate loans for bigger plans
FINANCE POINT — THE FINANCE SPECIALISTS | SINCE 1998

Corporate Loans & Business Funding Across India

Financing Guidance for Larger Business Requirements

Expansion, capital investment and major projects require a clear funding plan. Finance Point — The Finance Specialists helps eligible businesses explore corporate finance through relevant banks, NBFCs and other lenders.

Serving clients since 1998, we assist with requirement assessment, documentation and application coordination. Selected corporate funding services are available across India, depending on lender coverage.

Submit a Funding Enquiry Request a Callback
SOLUTIONS

Corporate Funding Options

We assist mid-sized and large enterprises with structured financial solutions tailored to corporate growth strategies:

Corporate Term Loans

Explore funding for eligible expansion, capital expenditure (CapEx), and long-term business growth requirements.

Working Capital Facilities

Seek suitable cash credit (CC), overdraft (OD), and other credit lines to support day-to-day operations and cash flow.

Project Finance

Explore funding for eligible greenfield or brownfield projects, subject to feasibility, approvals, and financial assessment.

Machinery & Equipment Finance

Seek targeted funding for eligible production equipment, industrial machinery, plant upgrades, and capacity expansion.

Builder & Contractor Funding

Discuss finance for eligible real estate development and contracting requirements based on project specifics and cash flows.

Corporate Refinancing

Review options to refinance eligible borrowing or restructure the overall funding mix through optimized lender arrangements.

Short-Term & Private Funding

Explore selected funding options for time-sensitive business requirements. Security, tenure, cost, and repayment terms depend on lender criteria and transaction structure.

SECTOR FOCUS

Industries We Assist

We welcome funding enquiries from eligible commercial enterprises across diverse sectors:

  • Manufacturing and industrial production
  • Pharmaceuticals, chemicals and textiles
  • Trading, distribution and FMCG
  • Real estate, construction and contracting
  • Hospitals and healthcare facilities
  • Schools, colleges and universities
  • Transport, warehousing and logistics

*Industry acceptance depends on the individual lender and specific funding product criteria.

UNDERWRITING CRITERIA

Eligibility & Assessment

Corporate lenders evaluate key business fundamentals to determine borrowing limits and pricing:

  • Business vintage, annual turnover, and operational profitability
  • Audited financial statements and banking account conduct
  • Existing corporate borrowing and repayment track record
  • Projected cash flow and proposed repayment sources
  • Promoter credentials and management background
  • Available security, collateral, and required project approvals

Funding amount, interest rate, tenure, and security structure are finalized following detailed financial assessment.

CHECKLIST

Documents Required

Common documentation required for corporate finance evaluation includes:

  • Company registration & constitution documents (MOA, AOA, Partnership Deed, GST)
  • Promoter and Director KYC documents
  • Audited financial statements (last 3 years) with balance sheets & P&L
  • Income tax returns & GST returns data
  • Bank statements for company accounts (last 12 months) & existing loan sanction letters
  • Detailed project reports, cash flow forecasts, contracts, and security documents (where applicable)
WORKFLOW

Our Funding Process

A structured end-to-end approach to help secure suitable corporate financing:

1

Requirement Review

Understand the exact financial purpose, required amount, and proposed repayment plan.

2

Document Assessment

Review available financial statements, banking conduct, and supporting project records.

3

Lender Coordination

Explore relevant institutional options and submit the structured loan application.

4

Due Diligence

Coordinate lender queries, technical evaluations, legal checks, and site visits.

5

Sanction & Disbursement

Upon approval, complete agreed sanction formalities for smooth fund release.

GOT QUESTIONS?

Frequently Asked Questions

Yes. Selected corporate funding requirements can be considered across India, subject to lender coverage and project scale.
Some collateral-free or cash-flow-backed options may be available to highly eligible corporate businesses. Specific security requirements depend on lender assessment and funding structure.
Yes, corporate enquiries can be reviewed. Existing liabilities, Debt Service Coverage Ratio (DSCR), and overall debt capacity form part of the evaluation.
TAKE THE NEXT STEP

Discuss Your Corporate Funding Requirement

Connect with our corporate finance team today to discuss structured business funding options across India.

Call: +91 99141-28390 +91 99148-28390

Office: SCO 82-C, City Heart Complex, Kharar, SAS Nagar, Mohali, Punjab
Disclaimer: Finance Point is a loan consultancy and DSA. Funding availability, approval and terms are subject to lender due diligence and assessment. No advance consultancy fee is charged by Finance Point; applicable consultancy fees and lender charges will be explained before proceeding.
Call Us